All seniors should have a will! This important document protects your wishes, final arrangements, and serves as a tool for your loved ones when you’re gone. However, creating a will isn’t always easy or affordable. Luckily, there are many free or low-cost services for seniors.
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While it’s always worth consulting with an attorney about your estate plan, many online tools cater to seniors and their unique needs. The best online will makers ensure anyone can create a will in seconds—no need to visit with an attorney or spend exorbitant fees.
In this guide, we’ll share the top places seniors can create a will for free. No matter your experience level, it’s easy to find something that’s right for you regarding end-of-life planning. Since you’re already taking the first step, you’re on the right track to a more prepared tomorrow.
Free Online Will Services and Websites for Seniors
A lot of people don’t realize that it’s possible to find free online will services. These tools and platforms are designed to help all people create a basic will for themselves or their loved ones. Making a will doesn’t need to be expensive and time-consuming, and these free and convenient services for seniors prove just that.
FreeWill is an online estate planning tool designed to make planning intuitive and easy. Designed with the average user in mind, you don’t need to know any complex legal jargon to start your will online with FreeWill.
FreeWill sets itself apart by making it easy to leave financial gifts to causes you care about. With so many organizations to choose from, making a will that gives back is simple with FreeWill. Read our full FreeWill review to determine if it’s right for you.
Best for: Those who have simple wishes and want to give to charity.
Tomorrow is a mobile app that makes estate planning as simple as clicking a few buttons on your phone. Designed for families, Tomorrow packs a punch by including estate planning, advance directives, power of attorney, and life insurance all in one platform.
Better yet, sharing your wishes with others is as simple as sending a text or email. While this service is only available as a mobile app, it makes it possible to take your estate plan and wishes with you everywhere. To learn if this is the right fit, read our full Tomorrow.me review.
Best for: Those who prefer to use a mobile app to make their estate plan.
3. Do Your Own Will
As the name implies, Do Your Own Will is an online tool that helps you create a will online in minutes. Always completely free, Do Your Own Will also has tools to create living wills, power of attorney documents, and so on.
Created in 1999, this is one of the oldest free online will tools, and it’s trusted by attorneys and everyday users alike. Make a will that distributes your property, names guardians, and appoints an executor all from the comfort of your home. Not sure if this is right for you? Read our full Do Your Own Will review.
Best for: Those who need additional documents created along with a will.
Fabric primarily partners with life insurance companies to help users find the right plan for them. This service also has an online will tool that’s 100% free. Taking an average of 5 minutes, Fabric makes it possible to create an online will for both you and your spouse.
It’s easy to appoint a guardian and beneficiary, mirror your spouse with your will, and put your final arrangements into writing with Fabric. Easily sharable, Fabric is a great choice for seniors to make a simple online will.
Best for: Anyone looking to bundle their will with a life insurance policy.
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Another option is to create a will through LawDepot. While it’s easy to build a will and download it in minutes, LawDepot only allows free wills through their trial membership. After the trial, you be charged a monthly fee. If you’d prefer not to have a paid membership, cancel your paid plan after downloading your completed will.
LawDepot is created by lawyers, so you know it’s trustworthy when it comes to your final estate documents. With helpful guides and the ability to speak with a representative online or over the phone, this is a good pick for someone who needs more guidance through the will-making process.
Best for: Anyone who expects they’ll need additional support creating their document.
Other Low-Cost Will Services for Seniors
If you can’t find the perfect fit above, there are other will services and tools that charge a small fee. These often have more tools, resources, and support for those in need of extra help along the way. Paying a bit for these extra services might offer some extra peace of mind.
6. Legal Aid
Through the Legal Services Corporation (LSC), it’s possible to find free or low-cost legal services to suit all of your needs. LSC is an independent nonprofit established in 1974 to provide financial support for legal aid for low-income Americans.
Through Legal Aid’s website, you can search your location to find any legal providers near you. If you’d prefer to use an attorney’s services to create your will, this could help you begin the process without worrying about the cost.
Best for: Low-income individuals who need legal help completing their estate plan and will.
7. Trust & Will
Though Trust & Will is one of the more expensive tools on this list, it’s well worth the additional cost. Starting at $89 for singles and $159 for couples, this is still significantly more affordable than working with a traditional attorney in person.
Trust & Will has some of the best guides, helpful tools, and walk-through processes for creating a will. With almost a perfect rating on Trustpilot, this is one of the most trusted online will tools on the market. Your state-specific legal will is just the beginning. You can also add healthcare documents, a living will, power of attorney, and more. With a year of unlimited updates included, this is a great deal.
Best for: Those who want an all-in-one legal tool at an affordable flat fee.
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8. Total Legal
Over 1 million people have used Total Legal to create online wills. With the ability to print your document instantly, this service is a great choice. For just $19.95, you have full access to your documents for up to 60 days. After that, you need to pay an additional fee to make updates or start from scratch.
Total Will excels beyond some of the simpler choices because it has more comprehensive estate planning features. If you have unique needs, you’re more likely to find the right coverage through Total Will’s tools.
Best for: Anyone who wishes to only purchase a legal will and has a more complex situation.
Willing is a great compromise if you’re worried an online will might be too tech-heavy to figure out. Though basic, the lowest-cost option has everything you need to create a simple online tool. It truly stands out thanks to its ease of use.
The design is straightforward and sleek, and it guides you through each step of the process to make a legal will. It’s accessible, easy to navigate, and perfect for seniors who aren’t very tech-savvy but would prefer to create a will online. Starting at $69 for their lowest plan, you receive a last will and testament, living will, and durable power of attorney.
Best for: Seniors who want something simple to use.
10. Rocket Lawyer
Last but not least, Rocket Lawyer is a legal tool that has helped over 20 million customers simplify their legal documents. Though their wills aren’t more sophisticated than other options on this list, they stand out with their customer service.
It’s normal to have some questions when creating your own will online. Because you’re not working with an attorney, you might wonder who to ask if you encounter issues along the way. With Rocket Lawyer, you can easily access an on-call attorney for any immediate legal questions.
In addition, you can have your finished document reviewed by a lawyer. Rocket Lawyer charges $29.99 per document, and their premium plan offers more access to support.
Best for: Someone in need of on-demand legal support.
Is an Online Will Right for You?
When you create your online will with one of the services above, you’ll be given state-specific instructions to legalize your will. This usually involves having your documents notarized with witnesses present, but each state has its own requirements. Once legalized, you’re good to go. It’s truly that simple to make an online will in this day and age.
That being said, an online will isn’t right for everyone. If you have more complex needs or concerns, it’s best to consult with an attorney. While the tools above are trusted by attorneys, they’re in no way a one-size-fits-all. They’re designed to meet the average user’s needs, and that may or may not be you depending on your situation. When in doubt, consult with an attorney to determine the best way to protect your wishes.
Congratulations on taking this important first step! Planning your future and final wishes is the greatest gift you can give your loved ones. Not only will you feel more comfortable knowing you’ve handled your affairs, but you’ll also simplify this process for loved ones.