People want to do a lot with their free time after retirement. There are so many plans to make, and so many things to add to a retirement bucket list every day. Some of the things you are interested in doing might be free — like volunteering at your grandkids’ grade school or organizing a charity drive. Other things on your bucket list could cost a lot of money.
Jump ahead to these sections:
- Does Walmart Offer a Senior Discount?
- Does Walmart Have a Senior Discount Day?
- Other Ways to Save on Walmart Purchases
Make sure you have enough money to complete your goals by utilizing every discount that you can. You will find a complete list of discounts that are available for senior citizens from retirement magazines, but this article will focus on discounts that are available from one of the largest retailers — Walmart.
Does Walmart Offer a Senior Discount?
Unfortunately, Walmart does not offer a discount to senior citizens. One of Walmart’s biggest competitors, Target, also does not provide a discount to older adults.
Does Walmart Have a Senior Discount Day?
Walmart does not have a designated day of the week when senior citizens can receive a discount. Check with your local grocery store to see if this option is available to you.
Other Ways to Save on Walmart Purchases
Even though Walmart does not offer a discount to senior citizens, there are ways that you can save money when shopping there. And they don’t all involve reading the weekly circular.
Check for “Rollback” prices on the Walmart ad
As consumers, we assume that the glossy ad brochures that are printed each week list sale prices of items at the store. This isn’t necessarily true for Walmart. Most of the products’ prices listed in a Walmart ad are the ‘every day low price’ for the items.
Scattered throughout the Walmart ad, you will find ‘Rollback’ prices listed next to a few items. These products’ prices have been lowered — perhaps permanently or maybe for only 90 days. The rollback prices may be to move inventory on an item that isn’t selling well.
Shop the clearance aisle and section at Walmart
Most Walmarts have a clearance aisle. Some Walmarts’ clearance sections are scattered throughout the store such as for food and clothing. Another clearance section could house clearance items from every other part of the store.
The products in the clearance section of Walmart are generally marked with yellow tags.
To save money on groceries at Walmart, you may look for yellow-tagged items that are marked as clearance because they are close to expiring. Canned foods that are dented may be marked for clearance too.
Savvy shoppers have noticed that the baked goods, meat, and produce that are close to their “sell by” date are often discounted in the morning. You may want to go to Walmart early in the day to take advantage of these discounts.
Shop online and receive a pickup discount
If you need to purchase an item that can’t be found at your local store, you may be able to receive what’s called a ‘pickup discount.’
To obtain the lower price, you purchase the item online and then choose the Walmart location where you will pick up the item.
Use a Walmart credit card to get a discount on your purchases
If you shop a lot at Walmart, you may consider applying for a Walmart credit card. Check the fine print on the credit card, but you may be able to receive a discount on items that you purchase through both the online and brick and mortar store.
Having a Walmart credit card may entitle you to a discount at gas stations attached to your local Walmart as well.
Use coupons
Clipping coupons is still a legitimate way to save money at Walmart. There are plenty of coupon websites that instruct you on how to use coupons effectively.
These coupon connoisseurs are so good at discount shopping that they often end up with free products. Perhaps couponing could be your new hobby during retirement.
Use discount apps
Even if you always forget your coupons when you arrive at Walmart to go shopping, you may be able to utilize money-saving apps on your phone. Several online coupon websites will offer a discount after you purchase a specific item.
You take a photo of your receipt, upload it into the system, and then the app will apply a “rebate” to your account.
Use free grocery pickup
Some Walmarts allow customers to order and pay for items online. A Walmart employee gathers those items for you, and you simply arrive at the store to pick up your purchases.
Although you do not receive a discount on the items you are buying, you will not be as tempted to pick up things that weren’t on your list as you wander through the store.
The first time you use the pickup service, you may be entitled to a small discount. Check with your local Walmart to see whether they offer this service or not.
Saving Time (and Money) with Discounts
Maybe you are concerned about saving money because you want to be able to live your best life during retirement. Perhaps you want to save money so that you have some to give to your children after you die. Or perhaps you want to do both, and you want to spend money on what matters most to you.
Regardless of why you are interested in saving money or using a senior discount, one of the best gifts that you can give to your kids after you are gone is a planned funeral. Start your end-of-life planning today to let your children what matters the most to you. If you start now, you can focus on using your hard-earned money without worry.
Making these decisions while grieving is incredibly difficult, so make it easier for your survivors by creating an end-of-life plan today.
Sources
- Walmart. www.walmart.com/.